I find it funny that I run into permit holders that only carry when they're traveling into or through a "bad part of town." My reply to that comments is always, "tell me where that is so I don't accidentally go there." I say this in jest, but my point is serious. If there is a place so bad, so dangerous that you know you'll need a gun, why go there? The best way to win a gun fight is not to get into one in the first place.
I have always been of the mindset that bad things can happen to good people in the best parts of town. That is why I carry a gun everywhere I go. It's the same reason I have water and a first aid kit in all of our vehicles, fire extinguishers, smoke and carbon monoxide detectors throughout the house, and why I am CPR and first aid trained. When something bad happens, I am responsible for my family and myself.
Tactical Response is a highly regarded firearms training school. I found a great quote from the owner, James Yeager, on this subject on the company's forum GetOffTheX.com. I'll paraphrase for language. At the start of the second day of a two day class he asked, "How many of you guys didn't carry your gun to class today." A couple of students raise their hands. "So how many of you guys bought a lottery ticket on the way in." No one raised their hands. "Oh, none of you feel lucky today."
